Pass the NMLS exam and start your mortgage career

Pass on your first try, guaranteed. If you complete the plan and don't pass, we pay your retake. Then we help you get licensed and meet lenders who sponsor new loan officers.Pass on your first try, guaranteed, then get licensed and meet lenders.

The SAFE MLO test uses a scaled score, and 75 passes. We get you comfortably past the line.75 passes. We get you past it.

Reviewed by licensed loan officers

Every question and explanation is checked by NMLS-licensed mortgage loan originators.

Matches today's exam

Written to the current SAFE MLO content outline, across all five content areas.

Backed by a pass guarantee

Complete the plan and pass, or we pay your retake fee.

53%

of first-time test takers pass the SAFE MLO test. Source: NMLS, as of Dec 31, 2024. We built LicensedHired so you're not in the other half.

From exam day to your first day

Pass the first time

Realistic practice tests and a day-by-day plan to your exam date, so you walk in ready.

Skip the wasted months

A failed attempt costs a fee and a 30-day wait. Our readiness score tells you when you'll pass, so you book once.

Start earning sooner

After you pass, we help you file your license and introduce you to lenders who sponsor new loan officers.

Pass, or we pay your retake

Complete the plan and still miss? We pay your retake fee and keep your access open.

Complete your study plan, including scoring 80 or higher on two full practice exams. If you still don't pass, we cover your NMLS retake fee (currently $110) and keep your access open until you do.

Choose your plan

One-time price. No subscription.

Practice

$79one time

For people who just need realistic practice.

  • Full-length practice exams written to the SAFE MLO outline
  • Topic drills with an explanation for every answer
  • Readiness score that tells you when to book

Licensed & Hired

$249one time

For career changers who want help after the exam, too.

  • Everything in Pass Guarantee
  • Step-by-step help with your NMLS application and state requirements
  • Introductions to lenders who sponsor new loan officers

Questions

Is this the required 20-hour NMLS course?

No. You still need 20 hours of NMLS-approved pre-licensing education. LicensedHired is the exam prep you use alongside or after it.

How does the retake guarantee work?

Complete your study plan, including scoring 80 or higher on two full practice exams. If you then don't pass, we cover your NMLS retake fee (currently $110) and keep your access open.

Are you affiliated with NMLS?

No. We're independent and don't use real exam questions. Ours are written to the public content outline.