@font-face{font-family:Schibsted Grotesk Variable;font-style:normal;font-display:swap;font-weight:400 900;src:url(../media/schibsted-grotesk-latin-ext-wght-normal.1tv2id2rn5mme.woff2)format("woff2-variations");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Schibsted Grotesk Variable;font-style:normal;font-display:swap;font-weight:400 900;src:url(../media/schibsted-grotesk-latin-wght-normal.2-1czfgj2-py-.woff2)format("woff2-variations");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:Public Sans Variable;font-style:normal;font-display:swap;font-weight:100 900;src:url(../media/public-sans-vietnamese-wght-normal.351w3rsy0o7m9.woff2)format("woff2-variations");unicode-range:U+102-103,U+110-111,U+128-129,U+168-169,U+1A0-1A1,U+1AF-1B0,U+300-301,U+303-304,U+308-309,U+323,U+329,U+1EA0-1EF9,U+20AB}@font-face{font-family:Public Sans Variable;font-style:normal;font-display:swap;font-weight:100 900;src:url(../media/public-sans-latin-ext-wght-normal.3ft8rvcvbxo5j.woff2)format("woff2-variations");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Public Sans Variable;font-style:normal;font-display:swap;font-weight:100 900;src:url(../media/public-sans-latin-wght-normal.297-5ju1rzndw.woff2)format("woff2-variations");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
:root{--ledger:#0f3d3a;--ledger-2:#155750;--seaglass:#8ebdba;--seaglass-2:#b9d4d1;--mist:#e9f2f0;--marigold:#f2a93b;--marigold-ink:#8a5200;--ink:#15201f;--slate:#55625f;--line:#d3e3e0;--white:#fff;--approved:#1f7a4d;--alert:#b3412e;--font-display:"Schibsted Grotesk Variable", "Helvetica Neue", Arial, sans-serif;--font-body:"Public Sans Variable", "Helvetica Neue", Arial, sans-serif;--t-1:.8125rem;--t0:1.0625rem;--t1:1.3125rem;--t2:1.625rem;--t3:2.0625rem;--t4:2.5625rem;--t5:3.25rem;--t6:4.0625rem;--wrap:1120px;--measure:62ch;--r-sm:6px;--r-md:12px}*,:before,:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{background:var(--white);color:var(--ink);font-family:var(--font-body);font-size:var(--t0);font-feature-settings:"tnum" 0;margin:0;line-height:1.6}img,svg{max-width:100%;display:block}a{color:var(--ledger);text-underline-offset:3px}a:hover{color:var(--ledger-2)}:focus-visible{outline:3px solid var(--marigold);outline-offset:3px;border-radius:4px}h1,h2,h3{font-family:var(--font-display);letter-spacing:-.02em;margin:0;line-height:1.08}h1{font-size:clamp(var(--t4), 6vw, var(--t6));font-weight:800}h2{font-size:clamp(var(--t2), 3.6vw, var(--t4));font-weight:750}h3{font-size:var(--t1);letter-spacing:-.01em;font-weight:700;line-height:1.2}p{max-width:var(--measure);margin:0}.lede{font-size:var(--t1);line-height:1.5}.muted{color:var(--slate)}.num{font-feature-settings:"tnum" 1;font-variant-numeric:tabular-nums}.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}.stack>*+*{margin-top:1rem}.stack-lg>*+*{margin-top:1.75rem}.band{padding:88px 0}.band-tight{padding:56px 0}.band-dark{background:var(--ledger);color:var(--mist)}.band-dark a{color:var(--white)}.band-dark .muted{color:var(--seaglass-2)}.band-mist{background:var(--mist)}.site-header{border-bottom:1px solid var(--line);background:var(--white)}.band-dark+.site-header,.site-header.on-dark{background:var(--ledger);border-color:#ffffff1f}.site-header .wrap{justify-content:space-between;align-items:center;gap:16px;height:68px;display:flex}.brand{color:var(--ink);font-family:var(--font-display);letter-spacing:-.02em;align-items:center;gap:10px;font-size:1.25rem;font-weight:800;text-decoration:none;display:inline-flex}.on-dark .brand{color:var(--white)}.nav{align-items:center;gap:24px;font-size:.95rem;display:flex}.nav a{color:inherit;text-decoration:none}.on-dark .nav{color:var(--mist)}@media (max-width:720px){.nav .nav-link{display:none}}@media (max-width:400px){.brand{font-size:1.1rem}.site-header .btn-sm{padding:0 12px}}.btn{white-space:nowrap;border-radius:var(--r-sm);min-height:48px;font:650 1rem/1 var(--font-body);cursor:pointer;border:2px solid #0000;justify-content:center;align-items:center;gap:8px;padding:0 22px;text-decoration:none;transition:background-color .15s,border-color .15s;display:inline-flex}.btn-primary{background:var(--marigold);color:var(--ink)}.btn-primary:hover{color:var(--ink);background:#f5b85c}.btn-secondary{color:var(--ledger);border-color:var(--ledger);background:0 0}.btn-secondary:hover{background:var(--mist)}.band-dark .btn-secondary{color:var(--white);border-color:var(--seaglass)}.band-dark .btn-secondary:hover{background:var(--ledger-2)}.btn-sm{min-height:40px;padding:0 16px;font-size:.95rem}.btn-block{width:100%}.actions{flex-wrap:wrap;align-items:center;gap:12px;display:flex}.hero{padding:72px 0 64px}.hero h1 span{display:block}.hero .lede{color:var(--mist);max-width:54ch;margin-top:20px}.hero .actions{margin-top:32px}.hero-note{font-size:var(--t-1);color:var(--seaglass-2);margin-top:14px}.passline{margin-top:56px}.passline svg{width:100%;height:auto;overflow:visible}.pl-narrow{display:none}@media (max-width:640px){.pl-wide{display:none}.pl-narrow{display:block}}.passline .caption{font-size:var(--t-1);color:var(--seaglass-2);max-width:none;margin-top:8px;padding-left:0}.pl-marker{transition:transform 1.4s cubic-bezier(.2,.7,.2,1)}@media (prefers-reduced-motion:reduce){.pl-marker{transition:none}}.steps{counter-reset:step;grid-template-columns:repeat(4,1fr);gap:0;margin:48px 0 0;padding:0;list-style:none;display:grid;position:relative}.steps:before{content:"";background:var(--seaglass);height:2px;position:absolute;top:19px;left:20px;right:calc(25% - 20px)}.step{padding-right:24px;position:relative}.step-dot{background:var(--white);border:2px solid var(--ledger);width:40px;height:40px;font:750 1rem/1 var(--font-display);color:var(--ledger);border-radius:50%;place-items:center;display:grid;position:relative}.step.is-key .step-dot{background:var(--marigold);border-color:var(--marigold);color:var(--ink)}.step h3{margin-top:20px}.step p{color:var(--slate);margin-top:8px;font-size:.98rem}@media (max-width:860px){.steps{grid-template-columns:1fr;gap:28px}.steps:before{width:2px;height:auto;inset:20px auto 60px 19px}.step{grid-template-columns:40px 1fr;column-gap:18px;padding:0;display:grid}.step h3{margin-top:8px}.step p{grid-column:2}}.facts{grid-template-columns:1.1fr 1fr;align-items:start;gap:56px;display:grid}.fact-big{font:800 clamp(4rem, 10vw, 7rem)/.9 var(--font-display);letter-spacing:-.04em;color:var(--ledger)}.fact-src{font-size:var(--t-1);color:var(--slate);margin-top:12px}@media (max-width:860px){.facts{grid-template-columns:1fr;gap:32px}}.license{border:2px solid var(--ledger);border-radius:var(--r-md);background:var(--white);grid-template-columns:auto 1fr;align-items:start;gap:28px;padding:32px;display:grid;position:relative}.license:after{content:"";border:1px dashed var(--seaglass);pointer-events:none;border-radius:8px;position:absolute;inset:6px}.seal{width:88px;height:88px}@media (max-width:640px){.license{grid-template-columns:1fr;padding:24px}}.faq{border-top:1px solid var(--line);max-width:820px;margin-top:32px}.faq details{border-bottom:1px solid var(--line);padding:18px 0}.faq summary{cursor:pointer;font:700 1.1rem/1.35 var(--font-display);justify-content:space-between;gap:16px;list-style:none;display:flex}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";color:var(--ledger);font-size:1.4rem;font-weight:400;line-height:1}.faq details[open] summary:after{content:"–"}.faq details p{color:var(--slate);margin-top:10px}.plans{grid-template-columns:repeat(3,1fr);align-items:stretch;gap:20px;margin-top:40px;display:grid}.plan{border:1px solid var(--line);border-radius:var(--r-md);background:var(--white);flex-direction:column;padding:28px 24px;display:flex}.plan.is-featured{border:2px solid var(--ledger);box-shadow:0 0 0 4px var(--mist)}.plan-tag{background:var(--ledger);color:var(--white);font-size:var(--t-1);border-radius:999px;align-self:flex-start;margin-bottom:14px;padding:4px 10px;font-weight:650}.plan h3{font-size:var(--t1)}.price{font:800 var(--t4)/1 var(--font-display);letter-spacing:-.03em;margin:14px 0 4px}.price small{font:500 var(--t-1)/1 var(--font-body);color:var(--slate);letter-spacing:0;margin-left:4px}.plan ul{flex:1;margin:18px 0 24px;padding:0;list-style:none}.plan li{margin-top:10px;padding-left:26px;font-size:.98rem;position:relative}.plan li:before{content:"";border-left:2.5px solid var(--approved);border-bottom:2.5px solid var(--approved);width:14px;height:8px;position:absolute;top:.45em;left:0;transform:rotate(-45deg)}.plan .fine{font-size:var(--t-1);color:var(--slate);margin-top:10px}@media (max-width:900px){.plans{grid-template-columns:1fr}}.modal-backdrop{z-index:50;background:#0f3d3a8c;place-items:center;padding:16px;display:grid;position:fixed;inset:0}.modal{background:var(--white);border-radius:var(--r-md);width:100%;max-width:480px;max-height:92vh;padding:28px;position:relative;overflow:auto}.modal h2{font-size:var(--t2);padding-right:36px}.modal-close{cursor:pointer;width:40px;height:40px;color:var(--slate);background:0 0;border:0;border-radius:6px;font-size:1.6rem;position:absolute;top:12px;right:12px}.field{gap:6px;margin-top:18px;display:grid}.field label{font-size:.95rem;font-weight:650}.field input,.field select{font:inherit;border-radius:var(--r-sm);background:var(--white);min-height:48px;color:var(--ink);border:1.5px solid #9db3af;padding:0 14px}.field input:focus,.field select:focus{border-color:var(--ledger);outline:3px solid var(--marigold);outline-offset:1px}.field .hint{font-size:var(--t-1);color:var(--slate)}.error{color:var(--alert);margin-top:10px;font-size:.95rem}.notice{background:var(--mist);border-radius:var(--r-sm);margin-top:14px;padding:12px 14px;font-size:.95rem}.site-footer{border-top:1px solid var(--line);color:var(--slate);padding:40px 0;font-size:.92rem}.site-footer .wrap{flex-wrap:wrap;justify-content:space-between;gap:16px;display:flex}.site-footer nav{gap:18px;display:flex}.split{grid-template-columns:1fr 1fr;align-items:start;gap:56px;display:grid}@media (max-width:860px){.split{grid-template-columns:1fr;gap:28px}}.checklist{margin:0;padding:0;list-style:none}.checklist li{border-bottom:1px solid var(--line);padding:14px 0 14px 34px;position:relative}.checklist li:before{content:"";border-left:2.5px solid var(--approved);border-bottom:2.5px solid var(--approved);width:14px;height:8px;position:absolute;top:1.25em;left:4px;transform:rotate(-45deg)}.prose h1{font-size:var(--t4)}.prose h2{font-size:var(--t2);margin-top:2rem}.prose p,.prose li{max-width:var(--measure)}a.btn-primary,a.btn-primary:hover{color:var(--ink)}.band-dark a.btn-secondary{color:var(--white)}.narrow-only{display:none}@media (max-width:640px){.wide-only{display:none!important}.narrow-only{display:revert}.step p{display:none}.step h3{align-self:center;margin-top:8px}.steps{gap:20px}.steps:before{bottom:20px}.band{padding:64px 0}.hero{padding:48px 0 40px}.passline{margin:40px -12px 0}.modal-backdrop{place-items:end stretch;padding:0}.modal{max-width:none;padding:24px 20px calc(24px + env(safe-area-inset-bottom));border-radius:16px 16px 0 0}}.lp-hero{padding:56px 0 48px}.lp-hero h1{font-size:clamp(2.4rem, 5.4vw, var(--t5));max-width:18ch}.lp-hero .lede{color:var(--mist);max-width:52ch;margin-top:18px}.lp-hero .actions{margin-top:28px}.benefits{grid-template-columns:repeat(3,1fr);gap:32px;margin-top:36px;display:grid}.benefits h3{font-size:1.15rem}.benefits p{color:var(--slate);margin-top:6px;font-size:.98rem}@media (max-width:860px){.benefits{grid-template-columns:1fr;gap:20px}}.stat-line{flex-wrap:wrap;align-items:baseline;gap:20px;display:flex}.stat-line .fact-big{font-size:clamp(3rem,8vw,4.5rem)}fieldset.field{border:0;min-width:0;margin:18px 0 0;padding:0}fieldset.field legend{margin-bottom:8px;padding:0;font-size:.95rem;font-weight:650}.chip-grid{grid-template-columns:1fr 1fr;gap:8px;display:grid}.chip{border-radius:var(--r-sm);cursor:pointer;background:var(--white);border:1.5px solid #9db3af;align-items:center;min-height:44px;padding:8px 12px;font-size:.92rem;line-height:1.25;display:flex}.chip input{opacity:0;width:1px;height:1px;position:absolute}.chip.is-on{border-color:var(--ledger);background:var(--mist);font-weight:650}.chip:focus-within{outline:3px solid var(--marigold);outline-offset:1px}.deposit{border-top:1px solid var(--line);margin-top:18px;padding-top:18px}.deposit h3{font-size:1.1rem}.deposit p{margin:6px 0 14px;font-size:.95rem}.cred{background:var(--white);border-bottom:1px solid var(--line)}.cred-grid{grid-template-columns:repeat(3,1fr);gap:32px;display:grid}.cred-item{grid-template-columns:40px 1fr;align-items:start;gap:14px;display:grid}.cred-item h3{font-size:1.1rem}.cred-item p{color:var(--slate);margin-top:4px;font-size:.96rem}@media (max-width:860px){.cred-grid{grid-template-columns:1fr;gap:20px}}@media (max-width:640px){.cred-item p{display:none}.cred-item{align-items:center}}